Terms of use

These terms govern the use of [Site name] (the “website”), operated by [Operator legal name], [registered address] (“we”). By using the website you accept these terms.

1. The service

The website is a free reference catalogue of payment providers. We may change, suspend or discontinue any part of it at any time.

2. No advice

See the Disclaimer. You are responsible for your own decisions and for checking information with providers.

3. Reviews and messages from users

When you submit a review or a message, you confirm that it is truthful, based on your own experience, and does not infringe anyone’s rights or the law. You grant us a free, worldwide, non-exclusive licence to publish, edit for length or format, translate and display it on the website. We may refuse, edit or remove any content under our Review guidelines.

4. Acceptable use

You must not misuse the website: no automated scraping that overloads it, no attempts to break its security, no spam or fake reviews.

5. Links

Links to provider websites, regulators and rating platforms are given for convenience. We are not responsible for third-party websites.

6. Liability

The website is provided “as is”. To the extent permitted by law, we exclude liability for any loss arising from its use. Nothing in these terms limits liability that cannot be limited by law.

7. Law and changes

These terms are governed by the laws of [country]. We may update them; the current version is always published on this page. Contact: [contact email].